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A letter of instruction could be just as important as a will in helping loved ones settle an estate and move forward with their lives.
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Hybrid long-term care insurance policies, also known as asset-based plans, combine the benefit of a life insurance policy or an annuity with the availability of long-term care benefits.
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In many states, a transfer-on-death (TOD) deed and/or account can help avoid probate without the cost and complexity of a trust.
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Condominiums are generally priced lower than single-family homes, but condo ownership comes with some special costs and financial implications.